AFT Occupational Liability Plan & Legal Action Trust
Members of WFNHP Local 5000, are covered by the AFT Occupational Liability Insurance Policy plus the AFT Legal Action Trust.
Important protection provided in two parts:
The AFT Occupational Liability Insurance Policy provides:
- Up to $1 million of protection for each member per occurrence for damages arising out of: bodily injury, including death; and, property damage or destruction of the property of others.
- Up to $1 million of protection for each member for damages arising out of personal injury, for libel, slander, defamation and violation of the right to privacy.
Subject to the exclusions and limitations contained in the policy.
The AFT Legal Action Trust provides:
- Up to $1 million per member per year for inadvertent acts, errors or omissions.
- Defense costs up to $250,000 per member per year for suits involving the denial of constitutional rights arising out of the member's employment activities.
- Defense costs reimbursement up to $35,000 per member per year for criminal charges arising out of healthcare activities where there is complete exoneration, and up to $5,000 where the member is unable to gain complete exoneration.
- Up to $5,000 per member for defense of covered claims in licensure board or credential hearings resulting from educational employment activities.
If an insured member is assaulted while engaged in his or her normal professional duties, the plan will provide up to $250 for damages to the member's personal property (other than vehicles). This applies only if the member has no other insurance. There is also a $10,000 assault death benefit payable through the Trust if the member dies within 90 days after the assault.
All benefits (except death benefits) apply when the AFT Healthcare member has no other insurance available to respond to claims. If other insurance is available (through healthcare facility, personal insurance, state statute, etc.) then these two AFT plans provide benefits above and beyond the amount available from other insurance.
Contact WFNHP for more information or
to view the current AFT Occupational Liability Insurance Brochure for Healthcare Professionals.Please Contact WFNHP if you need to file a claim.